*Nope, this post has not been sponsored by Monefy or anything (unfortunately? haha); this is just my personal opinion.*
For many university students, living on your own is the first big step to adulthood, which comes with being independent, learning to enjoy your sole company, taking into account mundane tasks such as doing the laundry… and managing your finances. And unless you have been well-educated about the subject, this can be quite a challenge especially with such a small allowance, which ends up mostly in rent, utilities and food. And sometimes, even that RM1 daily coffee can accumulate to a lot at the end of the month, which will make you wonder: “Where did my money go?”
If you have no choice but to learn the art of budgeting on your own, by trial and error, like me, the dexterity of dividing your allowance, however small, effectively, then I’d strongly recommend you to try out Monefy!🙂 It’s a simple and colourful money-tracking app that I’ve been in love with and been using for the past few months.
There is a much better app in the US called Mint, which is a money-tracking app which connects to your bank accounts, but I’m unfortunately in Malaysia, so every night, I sit down on my bed, receipts of the day around me, manually keying the information of my expenses in the app.