What Does Happiness Mean At 22?

Most of the time, people mistake ‘happiness’ as the life goal. A destination we have yet to reach. But you have heard of that ‘Instagrammable’ inspirational quote which says that happiness is, instead, the journey.

Unfortunately, quotes don’t solve any problem. And sometimes, they are so simplified that we tend to misunderstand them. Yes, I agree that happiness is the journey, but it doesn’t mean that our new goal is to now be happy all the time. That’s where people get the concept of happiness wrong: it is not constant. Your journey doesn’t have to be always bright and beautiful. There will be storms.

It’s time to delete that misconception from your neurotic pathways. Happiness is not constant. If, after reading the quote, you’ve set yourself to achieve 100% happiness in your day-to-day, you are bound to failure and disappointment. Happiness isn’t the destination, but it is not entirely the journey either.

So what is happiness? And how dare a 22-year-old like me lecture you on such ‘wisdom’?

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6 Ways To NOT Overspend—As A Student

Although the title specifies that the following methods to prevent overspending apply only to students, I actually believe that anyone can make use of the incoming advice. It’s just that it’s all coming from a student’s perspective, with a low allowance and who has only dealt with savings accounts her whole life. I’ve never even used a credit card although people my age or even younger already started to do so. Therefore, the advice might be limited… (and probably too extreme if you are earning a monthly full-time job salary) but it’s still worth a read 😉

And here we go:

1. Record your transactions.

A classic.

The first thing that my father told me before he left me to be on my own in Malaysia was to note down my expenses thoroughly in a notebook. To sit down every night and put everything in ink. Then, review the total amount of money spent at the end of each week and compare it to the already set budget that my parents had advised me to keep.

I believe this is a great way to control keep track of what you spend on and how much you spend. I did do it… for a semester. Unfortunately it does require quite a lot of effort and often I would just forget.

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‘Where Did My Money Go?’ How I Track My Finances With Monefy

*Nope, this post has not been sponsored by Monefy or anything (unfortunately? haha); this is just my personal opinion.*

For many university students, living on your own is the first big step to adulthood, which comes with being independent, learning to enjoy your sole company, taking into account mundane tasks such as doing the laundry… and managing your finances. And unless you have been well-educated about the subject, this can be quite a challenge especially with such a small allowance, which ends up mostly in rent, utilities and food. And sometimes,  even that RM1 daily coffee can accumulate to a lot at the end of the month, which will make you wonder: “Where did my money go?”

If you have no choice but to learn the art of budgeting on your own, by trial and error, like me, the dexterity of dividing your allowance, however small, effectively, then I’d strongly recommend you to try out Monefy! 🙂  It’s a simple and colourful money-tracking app that I’ve been in love with and been using for the past few months.

There is a much better app in the US called Mint, which is a money-tracking app which connects to your bank accounts, but I’m unfortunately in Malaysia, so every night, I sit down on my bed, receipts of the day around me, manually keying the information of my expenses in the app.

Continue reading “‘Where Did My Money Go?’ How I Track My Finances With Monefy”

Start Saving For Your Future Even Before You Graduate

In a little more than a year, I will (hopefully) have my first full-time job. In a little more than a year, I will be earning my very first ‘adult’ paycheck. The realization hit me when I came back to Malaysia, after a long 3-month summer holiday in my native island, Mauritius. I was done with half of my degree, and unless I was given a full scholarship to pursue further studies after my Bachelor, I would be entering the workforce very soon. And believe me, time flies.

At that moment, I was also a very religious fan of The Financial Diet, first as a YouTube channel, produced by my favourite nerd vloggers, the Vlogbrothers, and soon discovered that they had an amazing blog, with articles to literally STALK for and with a beautiful design. As someone who has never been financially educated and who is just barely starting out living as an adult, the videos and articles were very enlightening and helpful.

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Last Thoughts. (MERRY NEW YEAR 2015!)

Since I missed Christmas on this blog, I better say it all together: MERRY NEW YEAR 2015!!!

christmas doughnut

I’ve been thinking a lot about what I want to share here on this blog for the last time this year, 2014. And here we are, already on the 31st, and I have no idea what to write, but at the same time I have so many things I want to write about, that I want to put out there for the whole world to read and be aware of.

So I decided to simply go for the simplest way to deal with this: tell the plain truth. Write, without thinking twice. Type whatever comes out of my mind. Like a first draft. Thus, what will follow will probably be… chaotic, but well. These are the things I just want to get out of me.

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Seven Ways In Which You Can Save Cash To Get That Tattoo! [Guest Post]

Getting a tattoo can be a very exciting experience. You may wish to get one to remember someone special in your life or just a special moment in your lifetime. One of the hard parts of getting a tattoo is getting the money together. Some tattoos can cost a pretty penny to have done. The more elaborate and detailed, the more expensive it will be. Whether you get a Kits de Tatuaje or you stop by your local shop, here are seven ways you can save money for your next tattoo adventure.

tattoo

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Guest Post: Different Ways for Teens to Earn Extra Money

Now that summer is here and classes are over you probably have a lot of extra free time to play around with. And while hanging out with friends and goofing off is always the most pleasurable way to spend time, it’s not always the most financially friendly, especially if you have no means of an income. And even if you do have a job and you’re just looking for some easy ways to make extra money to help fund your summer plans, these ideas will help you do just that:

 

1.      Sell old clothes to a resale shop – Instead of hanging on to clothes you never wear or tossing them into a garage sale pile where they’ll sell for a quarter a piece, take them to a local resale shop and sell them there. Some resale shops pay you up front and some pay you as your items sell, but either way you’ll end up with some extra spending money.

 

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